A commercial solar PPAfrom Sustainable Capital Finance allows commercial property owners, businesses, and nonprofit organizations to go solar with no upfront cost solar financing. By combining clean energy with commercial EV charging solutions, you can transform your property into a modern, sustainable destination. Our solar power purchase agreement structure means SCF finances, owns, and operates the system while you purchase clean electricity at a predictable, below utility rate.
Pair your solar agreement with an initiative to install commercial EV charger infrastructure to reduce energy costs, create new revenue opportunities, and meet sustainability goals without any capital investment or maintenance responsibility, all through flexible solar + storage + EV charging financing.
What are Solar PPAs?
Solar PPA financing is one of the most reliable commercial solar panel financing options available today. Instead of purchasing the system outright, Sustainable Capital Finance handles the complete installation on your property at no cost to you. You simply agree to buy the power it produces for a fixed rate over a long term contract, which significantly reduces your electricity bills.
This structure allows organizations to fully benefit from commercial solar pv financing without the burden of owning or maintaining the equipment.
How It Works:
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SCF designs, finances, installs, owns, and maintains the solar PV system on your property.
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You purchase the electricity generated by the system at a fixed rate, typically lower than your local utility rate.
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SCF assumes all performance, maintenance, and ownership risk.
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Agreements typically run for 15 to 30 years, giving you long term stability through a trusted solar PPA provider.
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For an independent explanation of this model, visit the U.S. Department of Energy overview of solar PPAs.
Benefits of a Power Purchase Agreement
Our financing options are designed to remove financial and operational barriers to solar adoption for commercial property owners.
Key benefits include:
SCF structures solar PPA for businesses to maximize savings while minimizing risk for property owners.

At No Extra Cost
With solar and EV charging combined, your organization can:

Solar PPA financing provides predictable electricity pricing, while EV charging introduces the ability to generate new revenue streams. This combination allows organizations to improve operating margins and sustainability outcomes without deploying capital.
Why Organizations Are Choosing These Solutions
Across the United States, businesses are upgrading their facilities with no upfront cost solar options. This allows organizations to deploy solar arrays and EV infrastructure while maintaining strict financial flexibility.
Key advantages include:
Solar PPAs simplify the path to clean energy adoption while preserving capital for core operations.
Sustainable Capital Finance is a national solar financing partner focused exclusively on commercial, nonprofit, and municipal projects.
We combine technology, capital, and execution expertise to deliver scalable commercial solar solutions as a trusted solar financing partner for EPCs, developers and property owners alike.
What sets SCF apart:

Case Study: John Muir Health
John Muir Health partnered with Sustainable Capital Finance to install a rooftop solar PV system on its Walnut Creek Medical Center parking garage through a commercial solar PPA.
The project is expected to generate approximately 580,000 kilowatt hours of clean electricity each year and deliver more than $1.4 million in energy savings over the life of the agreement.
In addition to cost savings, the project supports local and state greenhouse gas reduction goals, demonstrating how healthcare organizations can lead through sustainable energy solutions.
Frequently Asked Questions
What is a solar power purchase agreement?
A solar power purchase agreement is a contract where a third party finances, installs, owns, and maintains a solar system on your property, and you agree to buy the electricity it produces at a fixed rate, usually lower than your current utility rate.
Is there really no upfront cost for a solar PPA?
Yes. No upfront cost solar is the core structure of a PPA. SCF covers design, installation, and ongoing maintenance, so your organization pays nothing to get started and only pays for the power the system generates once it is operational.
How does commercial solar PV financing differ from buying a system outright?
With commercial solar pv financing through a PPA, SCF retains ownership and assumes all performance and maintenance risk, while you simply purchase the electricity produced. Buying outright means you own the asset from day one but also carry the full upfront cost and ongoing maintenance responsibility.
What makes SCF a strong solar PPA provider?
As an experienced solar PPA provider, SCF supports rated and unrated credits, smaller projects, and nonprofit or municipal entities that many larger financiers overlook, while offering transparent pricing through the SCF Suite platform.
Is a solar PPA a good fit for businesses of any size?
Solar PPA for businesses works best for commercial properties with a project size of roughly 100 kW and above, though SCF evaluates each site individually to confirm eligibility and expected savings.
How long does a typical solar PPA agreement last?
Most solar PPA financing agreements run between 15 and 30 years, giving organizations long term price stability and predictable energy costs for the life of the contract.
Does SCF work with EPCs and developers, or only property owners?
SCF operates as both a national solar financing partner for property owners and a solar financing partner for EPCs and developers, supporting project financing, diligence, and execution on both sides of the transaction.
Sustainable Capital Finance helps organizations turn energy into long term value through solar PPA financing and EV charging solutions.
Explore how a Commercial Solar PPA can reduce costs, generate revenue, and advance sustainability with no upfront investment.



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